Islamic finance
Zakat Calculator
Work out your 2.5% zakat with a live nisab from today's gold and silver prices.
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Zakat is due on wealth held for one lunar year (hawl). Nisab uses live gold & silver spot prices.
Educational estimate using live spot prices (updated 2026-05-24). Not a fatwa — consult a qualified scholar for your exact situation.
How zakat is calculated
Zakat is an annual act of worship: 2.5% of the qualifying wealth you have held for one lunar year. First, add your zakatable assets — cash, gold and silver, money owed to you, and business inventory — then subtract debts that are due. That is your net zakatable wealth.
If that amount is at or above the nisab— the value of 85g of gold or 595g of silver — then 2.5% is due. This tool reads today’s gold and silver prices so the nisab is always current.
Frequently asked questions
What is nisab?+
Nisab is the minimum amount of wealth a Muslim must hold before zakat becomes due. It equals the value of 85 grams of gold or 595 grams of silver. Most scholars recommend the lower (silver) threshold so more people benefit.
How much zakat do I pay?+
Zakat is 2.5% of your net zakatable wealth, provided it stayed above the nisab for one full lunar year (hawl).
What counts as zakatable wealth?+
Cash and savings, gold and silver, money owed to you that you expect back, and business inventory or merchandise. You subtract debts due now. Your home, car, and personal items are not zakatable.
Is this calculator a fatwa?+
No. It is an educational estimate using live metal prices. For your exact situation — especially complex assets — consult a qualified scholar.